The main difference is that people with good credit have access to lower interest rates and better refinancing options making debt consolidation easier. In contrast, those with bad credit must rely ...

The process of negotiating with the IRS to pay less on your tax debt can be tricky — but these strategies can help.

Debt can be overwhelming and stressful, but with some forethought and discipline, it’s possible to pay off debt quickly and ... because you see short-term success, and it can be a big motivator.

For example, some taxpayers opt to ignore IRS notices completely, hoping the problem will somehow disappear. Others rush to ...

Dividing your expenses into categories you will become aware of unnecessary spending which enables redirecting payment toward debt reduction, such as: Fixed monthly expenses: It consists of ...

A Reddit user is considering taking money out of his 401(k) to pay off his credit cards. His cards are at 24% interest, which ...

Priced at $5 million each, 1000 Gold Cards designed to grant permanent U.S. residency have been sold. Could these pay off the ...

When it comes to getting out of debt, Dave Ramsey is very clear on the right approach. The finance expert believes in a method called the Debt Snowball method. This method may not be the most ...

The study argues implicit bias from court officials is part of the problem in Chapter 13 cases. The head of a trustees group ...

A personal loan can be a good solution for paying off your existing debt, but it's not always the best choice.

Private equity and private debt are often viewed as distinct investment strategies, but they are increasingly intertwined in ...

Some 13% of 401(k) participants have an outstanding loan against their retirement savings, according to a recent study, with an average $10,708 loan amount. Using a 401(k) loan can be useful, but ...