It’s a frightening reality about the state of American consumer debt that at the end of 2024, the Federal Reserve Bank of St.

This is where making a personal budget can help you through the tough times. Personal Budget Basics At its most basic level, ...

A new Bankrate survey showed how credit card debt is affecting people daily. Are people holding back on certain ...

If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

A record-breaking share of credit-card accounts were paying only their minimum monthly bill at the end of last year, topping ...

While you're getting out of debt, avoid taking out another loan or using credit cards, unless you can absolutely afford to pay off the balance at the end of the month. Cutting off credit card ...

A new AARP survey suggests nearly half (47%) of adults 50 and older who carry credit card debt use their cards to pay for necessities like health care, car payments and housing. Some 17% admitted ...

Discover and Bank of America cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like ...

Credit card companies determine the APR based on how they assess the risk in extending credit to you. They take into consideration your income, total debt, credit score and payment history along ...

Commissions do not affect our editors' opinions or evaluations. With APRs sky high, credit card debt is on the rise. Whether your goal is to lower your APR or streamline payments, transferring ...

Our opinions are our own. The best credit card is one that's best aligned with your specific needs. NerdWallet's credit card experts have reviewed and rated hundreds of options for the best credit ...