It’s important to shop around before locking into a CD to find the best possible rates and terms for your needs. If you’re considering an American Express CD, keep reading for some key insights.

E. Napoletano is a former registered financial advisor and award-winning author and journalist. With more than 15 years of experience crafting content about all aspects of personal finance ...

Business Insider's personal finance team compared American Express® CDs to the best CD rates and found it to be a middle-of-the-road offering. While its CD rates are more competitive than most ...

American Express CDs come with no fees and offer solid rates on shorter terms, making them a good choice for maximizing returns on short-term goals. Information about the American Express CDs ...

American Express offers an IRA High Yield Savings account and an IRA Certificate of Deposit. Neither account has a minimum balance requirement, but rates differ between the two. CDs generally ...

Some American Express rates are competitive, while others aren’t. The bank’s 11-month CD is the highest yielding, with a 4.00% APY. But it’s possible to find higher CD rates through other banks.

However, our opinions are our own. See how we rate banking products to write unbiased product reviews. You might like a CD from American Express National Bank (Member FDIC) if you want to open an ...

American Express CD rates are up to 3.75%, higher than the national average for some term lengths. It has no minimum balance requirement, making it particularly useful for those without ...

Key Takeaways American Express currently has CD terms of 11 months to five years with APYs ranging from 0.10% to 4.00%. While Amex CD rates often beat those of brick-and-mortar banks, some ...