Amid that uncertainty, savers who've been looking for cues on how to manage their certificate of deposit (CD) strategy should turn their attention to long-term CDs right now. Long-term CDs ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Vinyl and streaming may grab all the headlines, but CDs are still going strong – in fact, CD sales have seen an uptick in recent years, which is always good news to fans of physical formats. Whether ...

The best 1-year CD rates offered by national banks and credit unions are much higher than the national average. The best CD rate for a 12-month CD term right now is 4.50% APY from Credit Human ...

While streaming and vinyl may be the formats grabbing headlines these days, let's not forget that many of us still stand by our CD collection. Streaming is more convenient and affordable, but there's ...

Business Insider's personal finance team compared PNC CD rates to the best CD rates and found them to be a standard offering. Its promotional CDs can offer good rates depending on where you live ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

A certificate of deposit, or CD, lets you lock in an interest rate for a fixed amount of time. This guaranteed rate can provide you with a sense of security, but the flip side of that coin is that ...