It would be easy to think the opposite is true, but assuming everything is your fault can be a really good thing.

Part of the drive for a fault-based system is that, just as with how car insurance used to work, the person who was “at fault” or “most at fault” has to pay the other spouse for their bad ...

Gordon Cairns. Alcohol or drugs were involved in 15 of those cases. “This is not just the at-fault person,” Cairns said. “We do have several instances we’ve looked into where victims of ...